Heritage Home Insurance

WhyRisk understands the value of your property, and we want to make sure you have the cover you deserve. Our Heritage Policy underwritten by AXA is specially designed to provide competitive cover on contents valued at £75,000 and over, with special rates on jewellery, art and antiques to help make it more affordable to cover your valuables for the full cost of replacement.

Worldwide cover on your possessions including accidential loss or damage, Money cover of £1,000, Credit Card Liability of £10,000, Personal and family Liability of £2,000,000, Unlimited Frozen food cover, Cover for childrens possessions whilst at College, replacement keys and locks cover, Employers Liability of £10,000,000 for domestic employees, Jury Service, Loss of Metered Oil or Water, Legal Expenses cover of £50,000, Alternative Accommodation cover uo to 20% of the sum insured, and much more.

WhyRisk has the cover for you.


	*General Questions*


	Proposers Name


	Mr/Mrs/Miss


	First Name


	Day Time Telephone Number


	E-Mail

	Address of Property


		Surname


	Date of Birth


	Post Code


	Occupation including any part time work ( give full details)


	of Proposer

	of Spouse






		*Please Complete the Following*

1. Have you and all members of your family or anyone normally residing with you:

During the last 5 years suffered loss, destruction or damage or been liable for accident involving other persons (whether a claim was made or not) in respect of the events which you wish to insure?


	Yes


	No


	If yes give additional information:


	2. Is Your Home:


	(a) built of brick, stone or concrete and roofed with slates, tiles, matal, asphalt or concrete


	Yes


	No


	(b) free from previous underpinning or any remedial action of any type in connection with subsidence, ground heave, landslip or costal or river erosion.


	Yes


	No


	3. The whole of the property in which your Possessions and Valubles are normally kept is:


	(a) not left unoccupied for more than 30 consecutive days


	YES


	No


	(b) occupied solely by you and the members of your family for private residential purposes


	Yes


	No


	Security


	Locks

	External Door Locks:


	(a) 5 lever mortice deadlocks are fitted to all external doors of the building


	Yes


	No


	(b) key operated security locks incorporating security bolts fitted to sliding patio doors


	Yes


	No


	(c) locks or padlocks are fitted to all doors of domestic garages or outbuildings


	Yes


	Window Locks


No


	(a) key operated window locks are fitted to all ground floor windows


	Yes


	Alarms


	No


	Burglar Alarm make/installer


	NACOSS Approved

	Bells Only

	Central Station

	Connected to police

	Does the alarm protect all areas where insured items will be located?

	Is alarm subject to a maintenance contract?

	General

	(a) Are the premises protected by any other means?

	If yes give details


	(b) Do you have a full valuation of valuables and Fine Art?

	(c) Do you have photograph/video record of Fine Art?

Yes


	No


	No


	No


	No


	No


	No


	No


	No


	No


	Premium discounts are available for (b) and (c)


	*Possessions & Valuables*


	State total amount of Possessions other than Valuables, Fine Art, Antiques and Collectables


	£


	State total amount of Valuables including those kept in a bank. Valuables are jewellery and watches


	£




	*Fine Art, Antiques & Collectables*


	State amount of Fine Art, Antiques and Collectables


	£


	Fine Art, Antiques and collectables are pictures, paintings, drawings, etchings, photographs, prints, manuscripts,tapestries, rugs, porcelain, glass, sculptures, statues, antique furniture, books, stamps, coins, and medals and articles of gold, silver or other precious metals


	*Buildings*


	State the sum insured. This should represent the cost of rebuilding your house or flat, garage and outbuildings in the event of their total destruction


	£


	Number of bedrooms


	Date Built


	Type of property